Monday, June 11, 2007

Medicaid "buy in" bill did not make it thru the Senate

The bill (SB59) we were fighting for is dead. It did not make it out of Senate finance. :-(
My understanding from Medicaid is that they cannot do it this time because it was not built into their budget.

This turned into a bit of a rant, so here's your chance to go to my next happy Beaver posts.

I can just cry. Seriously. I felt that my testimony and Mike's testimony was soooo powerful. I really thought our Senators were enlightened by what is going on in the real world with real people. Apparently our testimony was not enough to bring about much needed changes in the State of Nevada, in regards to healthcare. YET!

Our state does not offer a "high risk pool" as a healthcare safety net for it's citizens...
so those that are uninsurable and those that "run out" of health insurance like we did, are just screwed. Yes, even with HIPAA protection, we were still not eligible to purchase private insurance for Matthew ~ you know ... all those loopholes.
It's all a big convoluted mess.

Why is it that 34 or 36 other states can have a high risk pool, but not a rich state like Nevada?? I can only imagine it's the lobbyists keeping this from happening.

It is very scary for families like mine that have a family member who will need a lifetime of extensive medical care. Trust me, one or two million is not enough insurance if you get a serious medical condition. Matthew blew thru 1.9 million in 10 months.

The way I feel right now... is.... whether right or wrong....

you are safe (healthcare wise) as long as you are at or below poverty level, a prison inmate or the baby of an illegal. What I have observed over the past two years, if you fall into these classifications, your healthcare is fully covered!

I'm fairly sure our politicians will never have to worry about healthcare for themselves.

If you are middle class or above, you are forced to choose a divorce, adoption or moving out of state (to another state that offers a high risk pool) for healthcare or quitting a job you love for another job in hopes of getting more insurance.


I am so disappointed!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

*Reminder, as of November 2006, we have a new lifetime max on our insurance... thanks to Mike's employer. We were very very fortunate. So, for now we are fine and safe! We are just trying to make a path to help others and for the future, just in case Matthew "runs out" again.

20 comments:

Janet a.k.a. "Wonder Mom" said...

I'm so sorry Terri.

That really sucks.

Both of your testimonies were wonderful and hard to ignore...

I hope it changes for you soon...

Cory said...

That really does suck. Maybe something will change with that later own.

I'm lucky in that I have insurance, even if I can't afford the bills after they are done. I can't imagine not having any help at all.

Tarrie said...

Whoa, Terri. I went back and read your testimony too. I felt so frustrated for you as I thought about how illegal aliens can get all the "Free" health care they need for their children. Then here is your family; your husband has served this country in the military and he is serving his community as a police officer, you all have paid taxes for years and you cannot get adequate health care for your child!! I was stunned to read that people actually suggested that you get divorced so you can look poor enough to qualify for the health care! And I was totally shocked to read that someone could actually suggest placing your son for adoption so his surgeries could be covered! Thats outrageous!

amyerj said...

I'm so glad you guys are protected - but feel so awful for the ones who aren't.

My new job includes selling an insurance package from a major carrier that is lifetime unlimited, and I'm always thinking of you guys when I delve into the details.

I'll help you fight the next fight if I can!

Terri@SteelMagnolia said...

Oh my gosh..
what I would do for a "no lifetime cap" on health insurance!
THAT IS LIKE GOLD!!!

I'm_Inspired said...

TerriGirl,

I'm speechless! I wish we had the answers for you.

I know this is selfish in saying this but I'm just thankful that Matthew is protected!

I feel your disappointment.

David said...

Sorry it didn't work out this time. Keep up the fight. I know it took years to change the adoption laws in VA too allow for direct placement adoptions through an agency. I can only imagine how long it'll take to change a health care system!

Liam's Mom - Gina said...

I am so sorry, Terri... I know you are crushed... my thoughts are with you, your husband and Magoo.

yerdoingitwrong said...

Oh sweetie. I am so very sorry. You and Mike impressed me so much with your passionate and rational plea and all you can do is keep trying!! I wish there were more people like you guys in this world. xoxoxo.

carmachu said...

Sorry to hear it didnt go through.

Your right, unless your poor or whatnot, healthcare is out of reach.

Meg-Dan-n-Eli said...

Sooo sorry to read this. :( How frustrating. Keep fighting it! Some things like this take a lot of pushing....and good for you guys for standing up!

Lainey-Paney said...

I'm sorry.
I know you worked so hard & poured your heart into it.

:(

Flawed & Disorderly said...

I'm SO sorry, Terri. I'm hoping Michael Moore's "Sicko" film will open up the eyes in the U.S. I think we're 37th in how well our country takes care of their people with health care. Right after Costa Rica. We need health care to be a NON profit biz!!!!! We shouldn't have to worry if our children are going to get the care they need when the situation is life or death!!!!

carmachu said...

As much as I feel for you guys Jenn, if your thinking Moore is going to help, I hate to tell you he'll do more damage than good....

He's damaged goods. I wouldnt watch anything that came out of him.

David said...

Come on Carmachu, you know you want to move to Cuba!

Sorry Jen, I'm with Carmachu on this one.

Burg said...

Aww.. So sorry..

carmachu said...

Let me put it bluntly Jenn:

You willing to entrust your kid ability to get health care to the snake oil salesman you know he is?

carmachu said...

One more thing Jenn.


You realize that if you turn health care into a non-profit biz....you WILL doom people to die right? All the inovation comes from companies being able to turn a profit. Take away that motivation..why should they create new drugs and technics?

David said...

Terri, I added your blog to my blogroll. Thanks!

Nancy said...

That's terrible. I know you and Mike put your hearts into your testimonies. I was really hoping it would pass. Hang in there! Maybe things will change later on.